Our Financial Goals: Where We're Headed

Our specific goals are always changing. However, the general idea behind our goals stays the same; we want to achieve a level of financial freedom that allows us to create an acceptable (to us) balance between work and play.  Throughout the years, we have felt forced to stay at certain jobs and work extra hours because of financial obligations and we want to feel as though we have more of a say in this.  (We realize that we are responsible for our actions and that we always have a choice as to what we do, but we have sometimes felt that the monetarily responsible choices in our situations aren't very agreeable when they mean staying in an exceptionally stressful work situation or seeing less of our family than we desire.)

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Our Journey So Far

My husband and I managed to get by without any debt for about the first 4 years we were together.  After that it all started to go downhill.

The debt spiral started when we moved from our original town to our current city.  My husband was laid off from his construction job (it was winter) and he was offered his current job at a motorcycle dealership.  We actually turned the job offer down at first because the job was three hours away from where we lived at the time but after a few weeks we reconsidered and decided to just go for it.  The problem was that the new job was slightly lower paying than his old job and our rent would more than double.  Further adding to our problem was the fact that it took me a couple of months to find a job at the new location and even then, it wasn't as well paying as my old one.

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An Introduction

We are a family of three working towards a more self-reliant, financially free lifestyle.  My husband and I have been together for about 10 years.  Since then we've acquired a cat, a turtle, a dog, a house and a baby.   We do not mind working hard as long as it gets us to a place where we can enjoy ourselves and our family a little more and more as time goes on.

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