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An Introduction

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Wednesday, January 25, 2012

An Introduction

We are a family of three working towards a more self-reliant, financially free lifestyle.  My husband and I have been together for about 10 years.  Since then we've acquired a cat, a turtle, a dog, a house and a baby.   We do not mind working hard as long as it gets us to a place where we can enjoy ourselves and our family a little more and more as time goes on.


When we started out, we didn't really know where we were going.  We still don't quite know where we want to end up but we've figured out a few things along the way.  Mainly, we've realized that we don't want to spend all of our time working and none of our time with our kid ...(s?). In order to do this, we have begun a journey to become more mindful of how we spend our hard earned money.  We want to increase the amount coming in (in smart ways!) and decrease the amount going out so that we can have the things we want.  We're also learning how to prioritize the things we want in order to achieve the things that are most important to us. 

Five and a half years ago we bought our home.  It is 100 years old and was in desperate need of a renovation.  Since we bought it, we have been slowly renovating it ourselves with lots of help from our friends and families. We made the mistake of getting into a bit of debt along the way due to poor planning and unforeseen expenses.  Thankfully, we were able to dig ourselves out of all of our consumer debt and are now down to just our mortgage.  I'll explain how we've done that and how we are continuing to try to pay down our mortgage to the best of our ability.

We are so happy to have achieved a level of financial freedom that didn't seem possible even two years ago.  It has never been easy but we are proud of how far we've come. We are so excited to continue along this journey, lowering our stress levels and gaining more and more freedom to do things that are important to us.   We can't wait to have you along for the ride!

Marianne







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