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Preserving Pennies

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Tuesday, February 21, 2012

How We Earn Extra Money: Selling Stuff on Kijiji

I recently mentioned that we are saving up for a new vehicle despite having no extra room in our budget.   We have managed to save up about $3000 towards this by finding ways to earn extra income aside from our regular paycheques.  This is one of the ways we've been earning extra money! You can see the rest of the ways we earn extra money here

A couple of weeks ago, I posted a bit about the decluttering campaign that I began once I started my maternity leave.  I talked about selling all kinds of our 'junk' on Ebay and how we had sold all sorts of things from DVDs to USB sound cards to used cloth diapers using this method. I love Ebay because it gives me a great platform to sell small items and reach a large audience.  What do you do if you have a large item though? After all, it's not very practical to ship a piano across the country.

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Monday, February 20, 2012

How We Save Money By Using Our Credit Cards

Credit cards have gotten a very bad rap in the personal finance world for quite some time now.  This is for good reason considering the amount of debt many people are carrying around on their credit card accounts and how much interest most of them are paying to service that debt.  We have been there and it wasn't pretty!  

As we began to dig ourselves out of debt we naturally had to stop using our credit cards (with some small exceptions).  It was very important to do this at the time as we needed to make changes to our relationship with money and the way we viewed it.  We needed to be more aware of our spending and feel the pinch of a lower bank balance at the same time as the high of a new purchase. 

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Thursday, February 16, 2012

How We Earn Extra Money: Simple Computer Repair

I recently mentioned that we are saving up for a new vehicle despite having no extra room in our budget.   We have managed to save up about $3000 towards this by finding ways to earn extra income aside from our regular paycheques.  This is one of the ways we've been earning extra money!


I am very lucky to have an incredibly talented husband.  He is very handy and seems to understand how things work on a level I may never comprehend.  Somehow over the years he has become extremely adept at fixing and building computers.

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Monday, February 13, 2012

How We Made $275 in 30 Minutes

I am usually quite wary of free money.  I come by it honestly.  My parents always taught me that if something seems too good to be true, it probably is.  As a result, I don't click on ads offering me $500 a day working from home.  I don't respond to newspaper ads that tell me I can earn $50 an hour stuffing envelopes.  I always anticipate that there is going to be some awful string attached anytime someone wants to give me money for very little effort on my part.

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Wednesday, February 8, 2012

How We Earn Extra Money: Selling Our Stuff on Ebay

I recently mentioned that we are saving up for a new vehicle despite having no extra room in our budget.   We have managed to save up about $3000 towards this by finding ways to earn extra income aside from our regular paycheques.  This is one of the ways we've been earning extra money! You can see the rest of the ways we earn extra money here!

One of the things that drove me nuts when I first went on maternity leave was all the clutter in our home.  We've spent the last 10 years working our butts off during the week and shopping on the weekends and the amount of stuff built up in our home was showing it! Being forced to sit at home and look at it, and put it away and clean it made me crazy and all I could think about was getting rid of it.

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Monday, February 6, 2012

Our Financial Goals: Where We're Headed

Our specific goals are always changing. However, the general idea behind our goals stays the same; we want to achieve a level of financial freedom that allows us to create an acceptable (to us) balance between work and play.  Throughout the years, we have felt forced to stay at certain jobs and work extra hours because of financial obligations and we want to feel as though we have more of a say in this.  (We realize that we are responsible for our actions and that we always have a choice as to what we do, but we have sometimes felt that the monetarily responsible choices in our situations aren't very agreeable when they mean staying in an exceptionally stressful work situation or seeing less of our family than we desire.)

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Wednesday, February 1, 2012

How We Earn Extra Money: Teaching Piano

I recently mentioned that we are saving up for a new vehicle despite having no extra room in our budget.   We have managed to save up about $3000 towards this by finding ways to earn extra income aside from our regular paycheques.  This is one of the ways we've been earning extra money! You can see the rest of the ways here!

My parents invested a lot of money into piano lessons for me while I was growing up.  I also invested a lot of time and energy into going to lessons and practicing (unfortunately less than I should have...)  I worked my way up to Grade 9 of the Royal Conservatory of Music and did fairly well.  I was really great at theory, quite good at music history and OK at the practical exams.

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Monday, January 30, 2012

Our Next Big Purchase

Currently we are saving for our next big purchase.  This is a bit of a new concept for us as we've never really saved for anything big before.  We've always just financed and paid it off after obtaining whatever it is we 'needed' at the moment.  It's actually very exciting!  We are planning to buy a new vehicle and pay for it in cash!

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